covering your flights to return home and reimbursing you for any part of your trip that you missed, lost luggage, baggage delay, severe weather, strike and medical evacuations.
The premium is based on your non refundable expenses and your age. Kids under the age of 17 have complimentary coverage when traveling with adults. A good rule of thumb is expect to pay 6-10% of those non refundable expenses.
When should you buy the insurance? If you or anyone in your life has a pre-existing condition that would stop you from going on this trip, travel insurance must be purchased within 15 days of making the deposit to cover that condition.
Most travel insurance polices will transport you to the closest hospital in an emergency. I can’t think of anything worse than being in a hospital in a foreign country for days, perhaps weeks, where English is not spoken.
We offer an inexpensive policy that will arrange medical transportation to your home hospital if you become hospitalized internationally or domestically – 150 miles or more from home. Check out our website for details. www.cruztrav.com and click on our resources tab.